Finance
If you prefer to split the cost of your payments, finance may be the ideal payment method.
0% APR finance is available on jewellery above £250. You can pay across 6 months with a deposit of 10%.
You also have the option of Classic Credit split across 12, 24, or 36 months at 9.9% APR Representative with a deposit of at least 10%.
0% APR
Finance Example
9.9% APR Representative Finance Example
Cost of the loan
It is important to remember that the cost of the loan will vary depending upon which type of finance method applies, the price of the jewellery piece and the length of the repayment term you choose.
Please note - finance examples shown are subject to status and terms and conditions apply.
Credit Provider
Neve Jewels Limited t/a Austen & Blake is authorised and regulated by the Financial Conduct Authority (FCA) and acts as a credit broker not a lender; FCA registration number 722443.
Credit is subject to status. Terms and Conditions and minimum spend applies.
Neve Jewels Limited (06453160) 7 Hatton Garden, London, United Kingdom, EC1N 8AD
Neve Jewels Limited acts as a credit intermediary and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance.
V12 Retail Finance Limited registered in England and Wales 4585692. Authorised and regulated by the Financial Conduct Authority; FCA registration number 679653. Registered office: V12 Retail Finance Limited, Yorke House, Arleston Way, Solihull, B90 4LH
Not all products offered by Secure Trust Bank T/A V12 Retail Finance are regulated by the FCA.
To apply for finance
If you wish to apply for finance, select this method of payment at the final stage of checkout to get an instant decision.
Before applying, it is important to check whether you meet the following criteria:
- You are over 18 years old.
- You are a UK resident with at least 3 years continual address history.
- You are in full-time employment, or you are retired or have a spouse in full-time employment.
- You have a UK bank account capable of accepting Direct Debits.
- You wish for the goods to be sent to your home address.
Financial Ombudsman Service
In the unlikely event, you are still dissatisfied and your agreement is regulated by the FCA, you are entitled to refer your complaint to the Financial Ombudsman Service free of charge. This should be done straight away, but must be within six months from the date of our final response. Further information regarding the Financial Ombudsman Service can be found on their website at www.financial-ombudsman.org.uk
FAQs
Yes, the amount of deposit required depends on the type of finance plan you choose and the cost of the jewellery piece.
Your monthly payments will be made by direct debit from your personal bank account. The first payment will be expected one month after the date of the finance agreement and subsequent monthly payments will be due on that date every month for the length of your agreed loan term.
If you qualify for a 0% APR interest loan, the length of repayment is 6 months. For those who qualify for our 9.9% APR Representative interest loan, you can choose a 24, 36, or 48 month repayment period.
Simply follow the usual checkout process on our website and select V12 Retail Finance as a payment method to apply.
If you would like to find out more about our finance options simply get in contact with our customer care team on 020 7660 1529 or [email protected].